Copay: Simplifying Healthcare Finance.

Copay is a trusted partner in healthcare financing, dedicated to empowering providers with fast, flexible solutions to optimize cash flow. With a focus on innovation and industry expertise, Copay helps healthcare businesses unlock the value of their receivables, access funding in as little as 24 hours, and achieve financial stability.

Our Vision

At Copay, our vision is to become the go-to financial partner for healthcare providers, revolutionizing the way they handle cash flow and achieve their growth goals.

We understand that healthcare providers face unique challenges, from delayed insurance reimbursements to fluctuating revenue cycles. Our mission is to offer innovative, tailored solutions that empower providers to overcome these hurdles and thrive in a competitive industry.

By providing fast, flexible financing options—starting with factoring services—we enable healthcare providers to unlock the cash tied up in receivables, ensuring they have the financial stability to focus on what matters most: delivering exceptional care to patients.

As we expand our offerings, our commitment remains the same: to simplify healthcare financing, support growth, and become an indispensable partner in the success of every healthcare provider we work with. At Copay, we’re not just offering financial solutions; we’re building a stronger future for the healthcare industry.

How We Help

At Copay, we understand the financial challenges healthcare providers face, and we’re here to provide solutions that make a real difference:

Unlock Cash Tied Up in Insurance Receivables: Say goodbye to waiting weeks or months for reimbursements. With Copay, you can access the cash you’ve already earned in as little as 24 hours.

Bridge Cash Flow Gaps Caused by Delayed Reimbursements: Whether it’s meeting payroll, paying for supplies, or covering unexpected expenses, our financing solutions ensure you always have the funds to keep your practice running smoothly.

Enable Practice Growth Without Adding Debt or Liabilities: We offer financial flexibility that doesn’t burden your balance sheet, giving you the resources to expand, hire staff, or invest in technology while maintaining financial health.

Our goal is simple: to help healthcare providers maintain stability and grow with confidence, so they can focus on delivering the care their patients deserve.

Why Copay?

Tailored Financing Solutions for Healthcare Providers

We know the challenges of delayed insurance payments. That’s why our solutions are designed to keep your cash flow steady, so you can focus on patient care.

100% Free to Explore Options

Using Copay is completely free. See what type of approval you can get with no obligations or hard credit pulls.

Safe and Secure

Your security matters to us. We prioritize protecting your data and ensure your information is safe kept and follows HIPPA guidelines.

Expert Insights

Our team is dedicated to simplifying complex financial topics, offering clear guidance and unbiased resources to help you make informed decisions.

Frequently Asked Questions

What is factoring and how does it work?

How quickly can I get funded?

What are the benefits of factoring with Copay?

Who qualifies for factoring with Copay?

Does factoring affect my credit score?